First Time Buyers

1st.Time Buyers


In 10 minutes you can submit an online application by going to the “loan App.” section in this Blog. Or call us at 503-656-5848 email us at with your questions. We’d love to hear from you!

Want money to fix-up your new home?

There is a little known government program called the FHA 203K Loan that allows you to leverage the bank’s money to buy and fix up any home as long as it’s your primary residence. Never heard of it? You don’t know about it because most banks choose not to offer it. You can update the kitchen, finish the basement, put in new flooring or even scrape and rebuild! Great if you’re wanting a foreclosure or short sale. Go to and download your free report on FHA 203K Loans.


VA Buyer?

If you have VA eligibility this is a great loan!! No down payment, no mortgage insurance. We can help you get your eligibility done online. Call/email us with questions.503-656-5848/email us at


When to Refinance?

Why refinance, when is the right time to refinance, what is the process to refinance. Please click on the “Refi.” Tab


Understanding Credit Scores

Lower credit scores will cost you hundreds of thousands of dollars over your lifetime. Be one of the few people to understand credit scores.

Please  click on the “Credit” Tab.


We’d love to hear from you! Don’t hesitate to contact us with questions or if you need more information.